Build a harmonized DuckDB database from 40+ years of HMDA mortgage data (685M rows) in a single command.

Analysis of HMDA home loans data for Tyler, TX.

Interactive credit-decisioning fairness tool: translates DI/EOD into per-applicant dollar units. Surfaces the Fairness Paradox on 95K HMDA mortgage applications.

Causal Forest DML analysis of racial approval penalties in U.S. mortgage lending | 42M HMDA applications, 2020-2024 | Working paper

Predicts U.S. home loan approvals using 4.25M real HMDA 2023 applications — XGBoost, Random Forest, Logistic Regression, ROC-AUC 0.9932

Final Project for INFO 254 at UC Berkeley in Spring 2018

Universal Loan Identifier (ULI) validation and check digit generation

A simple, interpretable credit approval model built on HMDA data using decision trees

The Consumer Financial Protection Bureau (CFPB) is the U.S. federal agency that supervises banks, lenders, and other financial companies, enforces federal consumer financial laws, and publishes large public datasets via open APIs.

Command Line Interface client for the Home Mortgage Disclosure Act Platform (HMDA)

Final Project for INFO 254 at UC Berkeley in Spring 2018

Analyzing home mortgage data.

Mortgage denial-rate analysis (HMDA 2024) — Python + SQL + Tableau

HMDA mortgage lending disparity analyzer — denial rates, racial disparities, lending deserts, and lender benchmarking