I’ve spent 15+ years building products across Apple Pay, Tesla, Cash App, Coinbase, and Nubank.
Today, I’m focused on the next consumer platform: AI agents.
AI agents will change how people:
- Shop
- Work
- Remember
The best products won’t feel like software.
They’ll feel like trusted extensions of our judgment, memory, and agency.
I’m building and studying AI-native consumer experiences across three areas:
Personal agents, autonomous workflows, multi-agent systems, and long-running loops.
Context, personalization, identity, knowledge systems, and long-term memory.
Agentic shopping, payments, financial automation, and trusted decision-making.
A social accountability platform built around one rule: never miss two days in a row.
An AI-powered greeting card company that personalizes, prints, and mails beautiful cards.
A faster way to buy the right thing: the top 3 picks for any product, from budget to premium.
I care about products that:
- Feel magical (instead of technical)
- Reduce complexity (instead of adding features)
- Scale globally (without losing humanity)
I’ve built through three platform shifts:
- Mobile payments
- Bitcoin and stablecoins
- AI-native software
The common thread is human agency: helping people make better decisions, move faster, and feel more capable.



