Implement CPP Disability Benefits

[MaxGhenis]

Description

Canada Pension Plan Disability (CPP-D) benefits are included in SPSD/M but missing from PolicyEngine Canada.

Required Implementation

CPP Disability provides monthly payments to:

• People who have contributed to CPP and have a severe and prolonged disability
• Children of disabled contributors

Benefit Components

• Basic flat-rate amount
• Amount based on CPP contributions
• Children's benefit (flat rate per child)

Eligibility Requirements

• Severe and prolonged disability preventing work
• Under age 65
• Contributed to CPP in 4 of last 6 years (or 3 of last 6 with 25+ years of contributions)

2024 Amounts

• Maximum monthly benefit: ,606.78
• Average monthly benefit: ,127.35
• Children's benefit: .12 per child

Implementation Notes

• Complex eligibility rules based on contribution history
• Interacts with other disability programs
• Stops at age 65 (converts to retirement pension)
• Tax treatment differs from regular CPP

References

• CPP Disability Benefit
• CPP Disability amounts

Priority

High - Major federal disability program affecting many Canadians