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microsoft-365/admin/manage/assign-licenses-to-users.md

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> [!NOTE]
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>
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> - As an admin, you can't assign or unassign licenses for a self-service purchase subscription bought by a user in your organization. You can [take over a purchase or trial subscription](../../commerce/subscriptions/manage-self-service-purchases-admins.md#take-over-a-purchase-or-trial-subscription), and then assign or unassign licenses.
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> - As an admin, you can't assign or unassign licenses for a self-service purchase subscription bought by a user in your organization. You can [take over a purchase or trial subscription](../../commerce/subscriptions/manage-self-service-purchases-admins.md#take-over-a-self-service-purchase-or-trial-subscription), and then assign or unassign licenses.
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> - For some subscriptions, you can only cancel during a limited window of time after you buy or renew your subscription. If the cancellation window has passed, turn off recurring billing to cancel the subscription at the end of its term.
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[Learn how to add a user and assign a license at the same time](../add-users/add-users.md).

microsoft-365/admin/security-and-compliance/set-up-multi-factor-authentication.md

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Multifactor authentication means you and your employees must provide more than one way to sign in to Microsoft 365 is one of the easiest ways to secure your business. Based on your understanding of [multifactor authentication (MFA) and its support in Microsoft 365](multi-factor-authentication-microsoft-365.md), it's time to set it up and roll it out to your organization.
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Multifactor authentication (MFA) is a very important first step in securing your organization. Microsoft 365 for Business gives you the option to use security defaults or Conditional Access policies to turn on MFA for your admins and user accounts. For most organizations, **Security defaults** offer a good level of sign-in security. But if your organization must meet more stringent requirements, you can use **Conditional Access policies** instead.
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> [!IMPORTANT]
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> If you purchased your subscription or trial after October 21, 2019, and you're prompted for MFA when you sign in, [security defaults](/azure/active-directory/fundamentals/concept-fundamentals-security-defaults) have been automatically enabled for your subscription.
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Multifactor authentication (MFA) is an important first step in securing your organization. Microsoft 365 for business gives you the option to use security defaults or Conditional Access policies to turn on MFA for your admins and user accounts. For most organizations, **Security defaults** offer a good level of sign-in security. But if your organization must meet more stringent requirements, you can use [Conditional Access policies](https://go.microsoft.com/fwlink/?linkid=2261708).
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> [!TIP]
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> If you need help with the steps in this topic, consider [working with a Microsoft small business specialist](https://go.microsoft.com/fwlink/?linkid=2186871). With Business Assist, you and your employees get around-the-clock access to small business specialists as you grow your business, from onboarding to everyday use.
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## Watch: Turn on multifactor authentication
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## Before you begin
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Check out this video and others on our [YouTube channel](https://go.microsoft.com/fwlink/?linkid=2197909).
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- You must be a Global admin to manage MFA. For more information, see [About admin roles](../add-users/about-admin-roles.md).
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- If you have legacy per-user MFA turned on, [Turn off legacy per-user MFA](#turn-off-per-user-mfa).
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- Advanced: If you have third-party directory services with Active Directory Federation Services (AD FS), set up the Azure MFA Server. See [advanced scenarios with Microsoft Entra multifactor authentication and third-party VPN solutions](/azure/active-directory/authentication/howto-mfaserver-nps-vpn) for more information.
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## Watch: Turn on multifactor authentication
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> [!VIDEO https://www.microsoft.com/videoplayer/embed/RE2MuO3?autoplay=false]
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## Steps: Turn on multifactor authentication
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If you purchased your subscription or trial after October 21, 2019, and you're prompted for MFA when you sign in, [security defaults](/azure/active-directory/fundamentals/concept-fundamentals-security-defaults) have been automatically enabled for your subscription. If you purchased your subscription before October 2019, follow these steps to turn on **security default MFA**.
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1. Sign in to the [Microsoft Entra admin center](https://entra.microsoft.com) as least a [Security Administrator](/entra/identity/role-based-access-control/permissions-reference#security-administrator).
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1. Browse to **Identity** > **Overview** > **Properties**.
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1. Select **Manage security defaults**.
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1. Set **Security defaults** to **Enabled**.
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1. Select **Save**.
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## Before you begin
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For more information, see [What are security defaults](/azure/active-directory/fundamentals/concept-fundamentals-security-defaults)?
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- You must be a Global admin to manage MFA. For more information, see [About admin roles](../add-users/about-admin-roles.md).
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- If you have legacy per-user MFA turned on, [Turn off legacy per-user MFA](#turn-off-legacy-per-user-mfa).
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- Advanced: If you have third-party directory services with Active Directory Federation Services (AD FS), set up the Azure MFA Server. See [advanced scenarios with Microsoft Entra multifactor authentication and third-party VPN solutions](/azure/active-directory/authentication/howto-mfaserver-nps-vpn) for more information.
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### Turn off legacy per-user MFA
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Per-user MFA is a legacy service and you should give consideration to using the newer Security defaults or Conditional Access policies.
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## Turn off per-user MFA
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If you've previously turned on per-user MFA, you must turn it off before enabling Security defaults. You should also turn off per-user MFA after you've configure your policies and settings in Conditional Access.
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1. In the Microsoft 365 admin center, in the left nav choose **Users** \> **Active users**.
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1. On the **Active users** page, choose **multifactor authentication**.
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1. On the multifactor authentication page, select each user and set their multifactor authentication status to **Disabled**.
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## Turn Security defaults on or off
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For most organizations, Security defaults offer a good level of additional sign-in security. For more information, see [What are security defaults?](/azure/active-directory/fundamentals/concept-fundamentals-security-defaults)
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## Turn Security default MFA off
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If your subscription is new, Security defaults might already be turned on for you automatically.
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> [!IMPORTANT]
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> It's not recommended to turn off MFA.
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You enable or disable security defaults from the **Properties** pane in the Microsoft Entra admin center.
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1. Sign in to the [Microsoft Entra admin center](https://entra.microsoft.com) as at least a [security administrator](/entra/identity/role-based-access-control/permissions-reference#security-administrator), [conditional access administrator](/entra/identity/role-based-access-control/permissions-reference#conditional-access-administrator) or [global administrator](/entra/identity/role-based-access-control/permissions-reference#global-administrator).
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1. Sign in to the [Microsoft Entra admin center](https://entra.microsoft.com) as least a [Security Administrator](/entra/identity/role-based-access-control/permissions-reference#security-administrator).
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1. Browse to **Identity** > **Overview** > **Properties**.
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1. Select **Manage security defaults**.
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1. Set **Security defaults** to **Disabled (not recommended)**.
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1. Select **Save**.
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## Use Conditional Access policies
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If your organization has more granular sign-in security needs, Conditional Access policies can offer you more control. Conditional Access lets you create and define policies that react to sign in events and request additional actions before a user is granted access to an application or service.
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If your organization has more granular sign-in security needs, [Conditional Access policies](https://go.microsoft.com/fwlink/?linkid=2261708) can offer you more control. Conditional Access lets you create and define policies that react to sign in events and request additional actions before a user is granted access to an application or service. You can also get started by using [conditional access templates](/entra/identity/conditional-access/concept-conditional-access-policy-common?tabs=secure-foundation).
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> [!IMPORTANT]
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> Do not forget to disable per-user MFA after you have enabled Conditional Access policies. This is important as it will result in inconsistent user experience.
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Conditional Access is available for customers who have purchased Microsoft Entra ID P1, or licenses that include this, such as Microsoft 365 Business Premium, and Microsoft 365 E3. For more information, see [create a Conditional Access policy](/azure/active-directory/authentication/tutorial-enable-azure-mfa).
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Conditional Access is available for customers who bought Microsoft Entra ID P1, or licenses that include this, such as Microsoft 365 Business Premium, and Microsoft 365 E3. For more information, see [create a Conditional Access policy](/azure/active-directory/authentication/tutorial-enable-azure-mfa).
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Risk-based conditional access is available through Microsoft Entra ID P2 license, or licenses that include this, such as Microsoft 365 E5. For more information, see [risk-based Conditional Access](/azure/active-directory/conditional-access/howto-conditional-access-policy-risk).
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Risk-based conditional access is available through Microsoft Entra ID P2 license, or licenses that include risk based conditional access, like Microsoft 365 E5. For more information, see [risk-based Conditional Access](/azure/active-directory/conditional-access/howto-conditional-access-policy-risk).
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For more information about the Microsoft Entra ID P1 and P2, see [Microsoft Entra pricing](https://azure.microsoft.com/pricing/details/active-directory/).
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### Turn on Modern authentication for your organization
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For most subscriptions modern authentication is automatically turned on, but if you purchased your subscription before August 2017, it's likely that you'll need to turn on Modern Authentication in order to get features like multifactor authentication to work in Windows clients like Outlook.
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1. In the <a href="https://go.microsoft.com/fwlink/p/?linkid=2024339" target="_blank">Microsoft 365 admin center</a>, in the left nav choose **Settings** \> **Org settings**.
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2. Under the **Services** tab, choose **Modern authentication**, and in the **Modern authentication** pane, make sure **Enable Modern authentication** is selected. Choose **Save changes**.
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## Next steps - Send to your users
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- [What is multifactor authentication](https://support.microsoft.com/help/4577374/what-is-multifactor-authentication)
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- [How to sign-in after registration](https://support.microsoft.com/office/2b856342-170a-438e-9a4f-3c092394d3cb)
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- [How to change their additional verification method](https://support.microsoft.com/office/956ec8d0-7081-4518-a701-f8414cc20831)
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- [How to register for their additional verification method](https://support.microsoft.com/office/ace1d096-61e5-449b-a875-58eb3d74de14)
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- [Sign-in after registration](https://support.microsoft.com/office/2b856342-170a-438e-9a4f-3c092394d3cb)
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- [Change additional verification method](https://support.microsoft.com/office/956ec8d0-7081-4518-a701-f8414cc20831)
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- [Register for additional verification method](https://support.microsoft.com/office/ace1d096-61e5-449b-a875-58eb3d74de14)
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## Related content
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[Set up multifactor authentication](set-up-multi-factor-authentication.md) (video)\
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[Set up multifactor authentication](set-up-multi-factor-authentication.md) (video)
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[Turn on multifactor authentication for your phone](https://support.microsoft.com/office/ace1d096-61e5-449b-a875-58eb3d74de14) (article)\
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[Turn on multifactor authentication for your phone](https://support.microsoft.com/office/ace1d096-61e5-449b-a875-58eb3d74de14) (article)
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[Security defaults and multifactor authentication](/microsoft-365/business-premium/m365bp-turn-on-mfa) (article)

microsoft-365/commerce/billing-and-payments/understand-your-invoice.md

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description: "Learn how to interpret the charges on your invoice for your Microsoft business subscription with an MCA billing account."
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ms.date: 08/08/2023
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ms.date: 02/22/2024
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# Understand your invoice for your Microsoft MCA billing account
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The invoice for your Microsoft business subscription provides a summary of the charges and instructions for how to pay your bill. You can [view your online invoice](view-your-bill-or-invoice.md) in the Microsoft 365 admin center. You can also download a copy of your invoice in the Portable Document Format (.PDF) to send via email. If you want to receive the invoice .PDF as an attachment in the email notification, see [Receive your organization's invoices as email attachments](manage-billing-notifications.md#receive-your-organizations-invoices-as-email-attachments).
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> As of April 1, 2023, we no longer accept checks as a payment method for subscriptions paid by invoice. Pay by check is no longer available as a payment option, and check payment instructions have been removed from invoices. You can still pay for your invoice by wire transfer. See your invoice for wire transfer payment information. If you're an existing customer who currently pays by check, you have until September 30, 2023 to change to paying by wire transfer, and avoid possible service disruption.
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Depending on the billing frequency that you chose when you bought your subscription, you receive an invoice monthly, every three months, every six months, or annually. The amount of time since the last invoice date is called the *Billing Period* and is shown on page one of the invoice, above the Billing Summary section. This time period represents the date range during which charges accrue for the current invoice. If you made a change to your subscription outside of this date range, like adding or removing licenses, the associated charges appear on the invoice for the next billing period.
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Each new subscription purchase is billed the next day. You receive an invoice on the same day of the month either monthly, every three months, every six months or, annually, depending on the billing frequency you chose. Changes you make to an existing subscription are also charged the next day, except when you add and remove licenses or cancel which appear on the monthly invoice around the beginning of the following month.
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| Charges|Total number of products purchased for this billing period, and their related charges and taxes. Purchases are aggregated to provide a concise view of your bill. |
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| Credits |Credits you received from returns |
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| Azure credits applied |Your Azure credits that are automatically applied to Azure charges each billing period. If you don't have any Azure credits, this field is hidden. For more information about Azure credits, see [Track Microsoft Customer Agreement Azure credit balance](/azure/billing/billing-mca-check-azure-credits-balance). |
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| Subtotal |The pretax amount due |
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Payment instructions depend on your payment method and are provided at the bottom of the invoice PDF. If your payment method is a credit or debit card, it's automatically charged within 10 days of the invoice date. If your payment method is by wire transfer, see the information under **Payment Instructions** in the PDF.
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Payment instructions depend on your payment method and are provided at the bottom of the invoice PDF. If your payment method is a credit or debit card, we automatically charge the card within 10 days of the invoice date. If your payment method is by wire transfer, see the information under **Payment Instructions** in the PDF.
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### What's the difference between "Sold to" and "Bill to" addresses?
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