test: update SettingsLoader test to expect default settings

Update test expectation to match new behavior where settings are
always returned with default values when showSettings is enabled,
even without an authenticated user.

Signed-off-by: Vitor Mattos <[email protected]>

Author: vitormattos

tests/php/Unit/Service/File/SettingsLoaderTest.php

@@ -89,8 +89,10 @@ public function testLoadSettingsWithoutUser(): void {
 		$service = $this->getService();
 		$service->loadSettings($fileData, $options);
 
-		// When there's no user and signer is not identified, settings should not be set
-		$this->assertFalse(isset($fileData->settings));
+		$this->assertTrue(isset($fileData->settings));
+		$this->assertFalse($fileData->settings['canSign']);
+		$this->assertFalse($fileData->settings['canRequestSign']);
+		$this->assertFalse($fileData->settings['hasSignatureFile']);
 	}
 
 	public function testGetIdentificationDocumentsStatusDisabled(): void {